> ## Documentation Index
> Fetch the complete documentation index at: https://docs.toku.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Setting Up Your Wallet

> Add a wallet to receive stablecoin payments

## Overview

To receive stablecoin payments, you need to provide a wallet address. This guide helps you set up and connect a wallet.

***

## Getting a Wallet

If you don't have a crypto wallet, you'll need to create one.

### Recommended Wallets

<CardGroup cols={2}>
  <Card title="MetaMask" icon="fox">
    Browser extension and mobile app. Works with Ethereum and compatible networks.
  </Card>

  <Card title="Coinbase Wallet" icon="wallet">
    Mobile app from Coinbase. Easy setup, beginner-friendly.
  </Card>

  <Card title="Rainbow" icon="rainbow">
    Mobile app with clean interface. Ethereum and Layer 2 support.
  </Card>

  <Card title="Phantom" icon="ghost">
    For Solana network. Browser extension and mobile app.
  </Card>
</CardGroup>

***

## Creating a Wallet

<Steps>
  <Step title="Download the wallet app">
    Get your chosen wallet from the official source (app store or official website).
  </Step>

  <Step title="Create a new wallet">
    Follow the app's setup process to create a new wallet.
  </Step>

  <Step title="Secure your recovery phrase">
    Write down your recovery phrase and store it safely. This is critical — if you lose it, you lose access to your funds.
  </Step>

  <Step title="Set a password">
    Create a strong password for the wallet app.
  </Step>

  <Step title="Get your address">
    Find your wallet address (starts with 0x for Ethereum, or other formats for other networks).
  </Step>
</Steps>

***

## Adding Your Wallet to Toku

<Steps>
  <Step title="Navigate to Wallets">
    In Toku, go to **Settings** > **Wallets**
  </Step>

  <Step title="Click Add Wallet">
    Select **Add Wallet**
  </Step>

  <Step title="Select network">
    Choose the network that matches your wallet:

    * Ethereum
    * Polygon
    * Arbitrum
    * etc.
  </Step>

  <Step title="Enter your address">
    Paste your wallet address carefully. Double-check it's correct.
  </Step>

  <Step title="Verify ownership">
    Complete any required verification (varies by setup).
  </Step>
</Steps>

***

## Wallet Address Tips

<Warning>
  **Triple-check your wallet address!** Crypto sent to the wrong address cannot be recovered.
</Warning>

### Do

* Copy and paste — don't type manually
* Verify the first and last several characters match
* Use a self-custody wallet (not an exchange)
* Keep your recovery phrase safe and private

### Don't

* Share your private key or recovery phrase with anyone
* Use an exchange deposit address (funds may be lost)
* Rely on memory — always verify the address

***

## Network Matching

Make sure your wallet supports the network your employer uses:

| Employer Uses    | You Need                            |
| ---------------- | ----------------------------------- |
| USDC on Ethereum | Ethereum wallet address             |
| USDC on Polygon  | Same address works (EVM compatible) |
| USDC on Solana   | Solana wallet address               |

Most EVM-compatible networks (Ethereum, Polygon, Arbitrum) use the same address format.

***

## Viewing Your Payments

After receiving stablecoin payments:

1. Open your wallet app
2. View your balance
3. See transaction history
4. The payment should appear within minutes

***

## Troubleshooting

<AccordionGroup>
  <Accordion title="I don't see my payment in my wallet">
    Make sure you're viewing the correct network and token. You may need to add the stablecoin token to your wallet's token list.
  </Accordion>

  <Accordion title="I entered the wrong address">
    If you haven't received a payment yet, update your address immediately. If a payment was already sent to the wrong address, contact support — recovery depends on the situation.
  </Accordion>

  <Accordion title="What if I want to change wallets?">
    Add a new wallet in Toku and set it as your primary. Payments will go to the new address starting with the next pay cycle.
  </Accordion>
</AccordionGroup>

***

<Tip>
  **Payroll Employee Guide** — Step 2 of 3. [Previous: Choosing Your Payout Method](/payroll/user/choosing-payout-method) | [Next: Understanding Your Payslip](/payroll/user/understanding-payslip)
</Tip>

## Next Steps

<Card title="Understanding Your Payslip" icon="file-lines" href="/payroll/user/understanding-payslip">
  Learn to read your payslip
</Card>
