Overview
If your employer offers stablecoin payroll, you can choose to receive part or all of your pay in stablecoins instead of traditional bank deposits.Your Options
Traditional (Bank Deposit)
Receive 100% of your pay via direct deposit to your bank account.Stablecoin
Receive part or all of your pay in stablecoins (like USDC) to your crypto wallet.Hybrid
Split your pay between bank deposit and stablecoin — for example, 70% to your bank and 30% in USDC.Setting Your Preference
1
Log in to Toku
Access your employee portal
2
Navigate to Payroll Settings
Click Settings > Payroll
3
Choose your method
Select your preferred payout:
- 100% traditional
- 100% stablecoin
- Custom split
4
Set up your wallet
If choosing stablecoin, add your wallet address
5
Confirm
Save your preferences
Stablecoin Options
Depending on your employer’s configuration, you may be able to choose:Which Stablecoin
- USDC (most common)
- USDT
- DAI
Which Network
- Ethereum (most widely supported)
- Polygon (lower fees)
- Arbitrum
- Other options
Setting Your Split
Choose what percentage goes where:
You can adjust your split at any time before each pay cycle.
Things to Consider
Benefits of Stablecoin
- Instant settlement
- Access to crypto ecosystem
- Potential for DeFi yields
- No bank account needed
Considerations
- You’ll need a crypto wallet
- Stablecoins are digital assets
- Tax implications may differ
- Network fees may apply for transfers
Changing Your Preference
You can update your payout preference at any time:- Go to Settings > Payroll
- Update your split or method
- Changes apply to the next pay cycle
Tax Implications
Next Steps
Set Up Your Wallet
Add your wallet address
Understanding Payslips
Learn to read your payslip