Stablecoin Payroll

What is Stablecoin Payroll?

Stablecoin Payroll is Toku’s solution for paying employees in digital currencies while maintaining full compliance. It helps organizations:

Offer stablecoin compensation as an employee benefit
Process payroll in USDC, USDT, or other stablecoins
Handle tax withholding and reporting automatically
Integrate with existing HR and payroll systems
Provide employees with flexible payout options

Who Uses Stablecoin Payroll?

Clients (Administrators)

Organization admins enable stablecoin payroll, configure settings, and process payments.

Client Guides

Set up stablecoin payroll

Employees

Employees opt into stablecoin payments and receive funds in their crypto wallets.

Employee Guides

Learn about receiving payments

How It Works

Key Features

Multiple Stablecoins

Support for USDC, USDT, and other major stablecoins

Tax Compliance

Automatic tax withholding and reporting

HRIS Integration

Connect with your existing HR and payroll systems

Employee Choice

Let employees choose their payout mix

Multi-Network

Deploy on Ethereum, Polygon, and other networks

Instant Payments

Same-day settlement for crypto payments

Example: Paying Sarah in USDC

Sarah is a software engineer at Acme Corp. She’s elected to receive 40% of her net pay in USDC on Polygon. 1. Acme runs their bi-weekly payroll. Toku calculates Sarah’s gross pay of

7,500, withholds

2,100 in taxes, and determines her net pay of $5,400. 2. Toku splits the payout. Based on Sarah’s 40% election:

$3,240 is deposited to her bank account via ACH
$2,160 is converted to USDC

3. Stablecoin is sent on-chain. Toku locks the exchange rate at processing time, converts $2,160 → 2,160.00 USDC, and sends it to Sarah’s wallet on Polygon.

{
  "employee": "Sarah Chen",
  "grossPay": 7500.00,
  "taxWithholding": 2100.00,
  "netPay": 5400.00,
  "fiatAmount": 3240.00,
  "stablecoinAmount": 2160.00,
  "stablecoin": "USDC",
  "network": "Polygon",
  "walletAddress": "0x1a2B...9cDE",
  "status": "Completed",
  "txHash": "0xabc123...def456"
}

4. Sarah sees the deposit in her wallet within minutes. Her payslip shows the full breakdown: gross pay, taxes, fiat deposit, and stablecoin transfer with the on-chain transaction hash.

Supported Stablecoins

Stablecoin	Networks
USDC	Ethereum, Polygon, Arbitrum, Optimism
USDT	Ethereum, Polygon, Tron
DAI	Ethereum, Polygon

Getting Started

Enable Stablecoin Payroll

Set up for your organization

For Employees

Choose your payout method

Ready to use Toku?

Start offering stablecoin payroll

Give employees flexible payout options while keeping payroll compliance in one place.

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​What is Stablecoin Payroll?

​Who Uses Stablecoin Payroll?

​Clients (Administrators)